Lighthouse1 Selects Siebel CRM On Demand as Strategic CRM and call center Solution

Innovator in Employee Benefits Administration Deploys Siebel CRM On Demand-Integrated with Siebel CRM Call Center On Demand-for Comprehensive Sales, Marketing, Service, and call center Capabilities

SAN MATEO, Calif.- November 15, 2005 - Oracle Corporation (NASDAQ: SEBL), a leading provider of customer-facing solutions, today announced that Lighthouse1, a leading provider of hosted consumer-directed healthcare (CDHC) administration solutions, has selected Siebel CRM On Demand to support its customer-facing business processes, including sales, marketing, and customer service.

Based in Minneapolis, Lighthouse1 provides the benefits administration industry with the premier hosted solution for the administration of Section 125, 105, 132, and other pre-tax healthcare spending programs. To support the company's dramatic growth, Lighthouse1 evaluated a number of hosted CRM solutions to replace its spreadsheet-driven infrastructure across sales, marketing, and customer service. Siebel CRM On Demand, coupled with Siebel CRM Call Center On Demand, met Lighthouse1's requirements for an easy-to-deploy, comprehensive CRM and call center solution.

"As a Software as a Service (SaaS) provider ourselves, we intrinsically knew the benefits of a hosted solution, including faster time to value, very low start-up costs, and scalability," said Jeff Fritz, Chief Executive Officer at Lighthouse1. "With its completeness across all customer-facing processes, Oracle's offering really impressed us. From sales pipeline visibility to lead generation management and powerful call center capabilities for streamlining customer support, Siebel CRM On Demand was the only solution that had everything we needed."

Another key factor in the selection process was that Siebel CRM On Demand and Siebel CRM Call Center On Demand featured built-in business intelligence reporting capabilities that captured all phases of the company's growth. For example, in the sales organization Lighthouse1 utilizes the analytic capabilities of Siebel CRM On Demand to improve pipeline management, drive higher close rates, and accelerate the sales process. With the analytic capabilities of Siebel CRM Call Center On Demand, it is now easy to gain insight into call center metrics and service metrics, including measuring and shortening call wait times, capturing customer satisfaction and feedback, facilitating cross-selling and up-selling opportunities, and identifying areas for improvement across call center staff.

"Our Siebel CRM On Demand solution gives us everything we need to run our customer-facing business," said Jeff Bakke, Chief Operating Officer at Lighthouse1. "By automating processes and giving us the analysis and reporting we need to make real-time decisions across the company, we can spend more time interacting with and building relationships with our customers. And with Oracle's vision for the future of hosted CRM, we know we'll be able to add future functionality as we need it."

Oracle's hosted software solutions and deployment capabilities are a critical enabler of its new Customer Adaptive Solutions Applications Strategy and Architecture. Companies embracing Oracle Customer Adaptive Solutions will be able to more effectively and quickly anticipate customer needs, realign their customer-facing business processes for systemic and consistent improvement, and direct the right actions across their businesses to maximize customer satisfaction and profitability.

About Siebel CRM On Demand

Siebel CRM On Demand is a hosted CRM offering delivered over the Web and accessible from an Internet browser at a fixed price per user per month. Customers can deploy Siebel CRM On Demand quickly, easily, and affordably without any up-front IT investments. Hosted by IBM, Siebel CRM On Demand delivers complete sales, marketing, and service functionality; built-in customer analytics; virtual call center technology; embedded best practices; and world-class hosting services and support. Siebel CRM On Demand is now available for purchase. For more information, visit www.crmondemand.com.

About Lighthouse1

Lighthouse1 delivers consumer directed healthcare (CDHC) administration software solutions including Lighthouse1 OnDemand?, the high performance Software as a Service (SaaS), to resolve challenges in the administration of Section 125, 105, 132 and other pre-tax spending programs in the healthcare and employee benefits industry. Its mission is to use the latest technology and services to assist and support CDHC administrators in the management of health care account services. Lighthouse1 OnDemand? allows third party administrators and healthcare providers to manage services for employer plans that include: flexible spending accounts, health reimbursement arrangements, variable employee benefits arrangements, health savings accounts and transit plans. More information is available at www.lighthouse1.com.

Media Contact:
Shabana Khan
Oracle Corporation
650-477-1180
Email: shabana.khan@siebel.com

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